Our Philosophy


Experience The Difference

At BMF, we offer you a small boutique feel with the resources and infrastructure of Charles Schwab


Fee-Only Financial Advice

We strive to mimimize the costs of involving, shunning high-priced actively managed products and commissions


Flexible & Customized For You

We create custom structured portfolios that fit your risk profile and investment time horizon

Bay Mutual Financial is a highly regarded, top ranked Private Wealth Advisor providing comprehensive and world-class consulting and solutions for corporations, individuals, institutions, foundations and non-profit organizations.

Bay Mutual Financial is a totally independent Registered Investment Advisor, organized as an LLC and owned by the principals. Thus, BMF is not beholden to any other entity or group.

By being totally independent, the advice our Financial Advisors give is untainted by special considerations for any: manager, fund family, or plan provider. We are beholden to no one other than our duty to our clients, but are guided by the high ethical and moral standard under which we operate.